SixtyFiveSmart
Smart solutions for those 65 and older

Enrollment

Medicare and Medicare Supplement Enrollment

Who needs to enroll in Medicare?

  • If you will need Medicare primary now or in the future, it is advised that you enroll when you are about to turn 65.
  • If you are receiving Social Security and turning 65, you will automatically get your Medicare card about  three months before turning 65.
  • If you have large group insurance (20+ employees) and are working more than 30 hours per week  there is no urgency to enroll as Medicare will be secondary to the group. This means Medicare will not be used  and you will not need to enroll in Part B (Medical) at this time.
  • If you have individual or small group insurance (19 or less employees), you need to enroll 3 months before the month you turn 65 and you will need both Part A (Hospital) and Part B (Medical). Early enrollment is advised as that allows time to correct possible documentation issues that might arise.

How to enroll in Medicare

  1. Visit the Social Security office. OR

  2. Enroll on the telephone. (For either of these options, call (800) 772-1213. It's best to call at 6:00 A.M. on Tuesday, Wednesday or Thursday to make an appointment or register.)

  3. Enroll online. Here's how:

  • Go to: www.Medicare.gov. "The Official U.S. Government Site for Medicare"  The official site has a grandmother and granddaughter to the right of the homepage.

  • The site has three green tabs in the middle left of the page. Click the middle tab that says, "Enroll in Medicare".

  • You will now be directed to the Social Security website where you will click the blue rectangle in the lower left corner of the page that comes up and says, "Apply for Medicare Only."

  • The bottom of the second paragraph on the next page has a grey rectangle that says, "Start a New Application." Click this rectangle.

  • The page that now comes up has a dot to fill in that says, "I am applying for myself." A drop down occurs after the dot is filled in. The drop down has a dot that says, "I am not blind or visually impaired" and a blue "Next" button.

  • Fill in the dot, click the "Next" button and the enrollment page comes up.

  • If you have group coverage that will end at age 65, answer "no" when asked if you have group insurance.

  • At the end of the enrollment process, there is a review page. Review your answers and be sure to click the "Next" button as it is the electronic signature button.

  • You will receive written confirmation 3 to 4 weeks later. You can call Social Security at (800) 772-1213 if you wish to find out sooner if your application has been processed.